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Types of mortgage loans | The 2 Main Types of Home Loans

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Buying a home isn’t necessarily difficult—but figuring out your financing can be.  Navigating the loan process can be confusing, and you may be having trouble deciding what type is right for your needs.  To make sure you choose the right loan for you, I’m going to break down the two main loan types and outline […]

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Documents required for home loan | Pre qualified vs pre approved

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Getting a mortgage today requires way more paperwork than it did in 2007. Let’s discuss Documents Required For A Mortgage Loan.  In the years prior to the Great Recession, it was easy to get a mortgage. I like to call it the wild west…Lenders offered loans to borrowers with just a statement like, “yeah I […]

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What Are the Closing Costs to Buy A House? What Closing Costs Does The Buyer Pay?

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Purchasing a new home is an exciting time for any buyer, and it’s easy to lose your focus on the numbers when you’ve fallen in love with a property.  While you may have imagined how you’ll decorate the living room or researched the nearest Starbucks to your prospective address, chances are you haven’t been thinking […]

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How to Budget For Buying A House

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Purchasing a new home is an exciting time for any buyer, and it’s easy to lose your focus on the numbers when you’ve fallen in love with a property.  While you may have imagined how you’ll decorate the living room or researched the nearest Starbucks to your prospective address, chances are you haven’t been thinking […]

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How long does it take to close on a house? House Under Contract, now what? Week 1

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You’re under contract—congratulations! Before you start celebrating, though, remember: we’re only halfway home.  Shopping for homes and finding your property was the fun part, but now we have to take it all the way to closing. There are many other parties involved in the loan manufacturing process once you’re under contract; they include the realtors, […]

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How long does it take to close on a house? House Under Contract, now what? Week 2

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Did you finish your week 1 homework?  When you’re under contract, by this time you should have dropped off your earnest money, completed and turned in all of your lender paperwork, ordered your homeowner’s insurance, and completed your home inspection. How did your inspection go?  The hope is always for a positive result, but if […]

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How long does it take to close on a house? House Under Contract, now what? Week 3

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Welcome to week 3!  By this time, you’re probably getting anxious—and super excited—to move into your new home.  The good news is that there’s not a whole lot of work for you to do during this period; on our end, we’re getting to work on all things financing to bring you to the finish line. […]

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How long does it take to close on a house? House Under Contract, now what? Week 4

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Congratulations, you’re almost home—literally!  You’re this close to turning the key and settling into your brand-new house, but there are a few things that need to happen first. Most sales contracts close within a 30-45 day period, though your specific contract might be a little shorter or longer depending on your negotiations.  Regardless of the […]

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Top 4 Reasons To Buy a House | Why buy a house | Real Harvard Study Results

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Most kids growing up were told a dreamy narrative of homeownership—that they could (and should) buy a house, and that it would be easy to do.  While buying a house is exciting, you as an adult should realize that homeownership is primarily an investment.  Of course, there are a variety of reasons that people buy […]

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Questions to ask when buying a house | My 3 Tips to Consider | The Buyers Triangle

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When choosing to buy a home, one of the hardest decisions to make is where you should put down roots and settle.  With so many things to consider, the task can be easily overwhelming.  You might be asking yourself: Should I be near work? Where are the nearest schools? What’s the best area to choose […]

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